How to Make Money Without a Job


Breaking free from the traditional 9-5 is more achievable than ever with these 26 innovative income streams. Ready to redefine your concept of earning?

Are you trying to win the Mega Millions, but your numbers never seem to come up? It may be time to look for better ways to make money. Fortunately, you can earn extra cash without going and getting a “real job.”

What are the best ways to avoid sitting in a cubicle all day? Some money-making strategies require an upfront investment, while others let you earn money in your free time with the help of apps.

Read on to learn the best ways to earn cash without a regular 9-5 job, plus tips on how almost anyone can get started.

1. Share Your Opinions

man filling out a market research survey on a laptop while drinking coffeeman filling out a market research survey on a laptop while drinking coffee

One of the easiest ways to earn money is by signing up to participate in market research studies. You won’t make much, a few dollars here and there, but you can create a free account and get started within minutes.

You’ll be paid in PayPal cash or gift cards for sharing your opinion and completing other tasks online.

E-Poll Market Research is one of the top companies to consider for this type of work. They make it easy to create an account and answer survey questions.

However, there are plenty of other options to consider, including:

  • American Consumer Opinion

While market research gigs won’t make you rich, it’s something you can do during your spare time.

2. Write an eBook

If you have a book idea, turning your story into an eBook can help you earn passive income without a regular job. Kindle Direct Publishing can even help you format your book for Kindle, at which point you can market and sell your book to millions of potential readers who shop on

How much can you earn writing eBooks? That depends on how many books you write, how much you sell them for, and how successful you are at marketing your book. Selling 20 books per month with a profit of $7 per book would net you $140 per month and $1,680 per year.

Meanwhile, selling 100 books per month at $7 per book would net you $700 per month and $8,400 per year. Need a little inspiration? Here’s an article that shows you how to make your first $1,000 selling eBooks.

3. Start a Blog and Monetize It

You can earn a lot of money by starting a blog or niche website and monetizing it. I should know. I started Good Financial Cents more than a decade ago, and have earned millions of dollars through the monetization of this site since its earliest days.

How do you make money blogging? Earning real income with a website isn’t as easy as it looks, but there are plenty of monetization strategies you can try.

Here are the most common ways blogs make money:

If you’re curious about what it takes to earn money blogging, consider signing up for my Make 1K Challenge. It’s free and can help you earn your first $1,000 online with some of the blog monetization strategies I’ve already mentioned.

4. Start Freelancing

You could argue that freelance work is like a regular job, but working at home and on your terms is much different from traditional employment. The fact is, most freelancers are fully remote – they can work from anywhere in the world with a laptop and an internet connection.

Plus, they can hire and fire clients based on their personal needs and preferences, and their income potential is unlimited. According to ZipRecruiter, freelancers in the U.S. average $63.53 per hour.

Of course, you’ll need a marketable skill to find paid work as a freelancer. This could be freelance writing, design skills, marketing expertise, or something else. 

You can use several websites to market your skills as a freelancer, including:

5. Get Paid to Lose Weight

HealthyWage makes it possible to earn money while you lose weight. You won’t earn a ton of cash through the app, but you can earn a few dollars and use it to supplement other income you have.

The more weight you lose, the more money you can make. For example, the HealthyWage website claims some of their clients who lost more than 100 pounds managed to earn anywhere from $1,400 to $3,000.

However, the HW weight loss calculator shows potential earnings of $578 to $828 for people who only have 15 pounds to lose.

6. Rent Out Your Car

If you have a car you rarely use and want to earn some side income, you can consider renting it out with Turo, a ride-sharing platform that connects car owners with people who need a short-term rental. You can set your price, although you’ll have more success if you price your car competitively.

Nicer vehicles in high-demand areas can easily fetch rates that surpass $100 per day through this platform. Turo notes that in-demand cars rented out regularly can bring in anywhere from $10,000 to $20,000 per year in net profit.

Plus, almost anyone can rent out their car provided it meets the guidelines of the Turo platform. Your car must be 12 years old or newer with less than 130,000 miles. It must be worth less than $200,000 (no Lambo’s), and you must also meet Turo’s auto insurance requirements.

7. Rent Out a Room

bedroom with a bed, armchair, and a sliding door leading to a deckbedroom with a bed, armchair, and a sliding door leading to a deck

Do you have a spare bedroom in your home that you never use? Maybe you have a basement or garage apartment you could fix up and begin renting for a profit?

Either way, Airbnb lets you rent out rooms and other spaces in your home on any dates you prefer. You must let renters know they’re renting a room in a home vs. an entire apartment or house and provide as much additional detail as possible.

The amount you can earn will depend on where you live and the type of accommodation you can offer. However, expensive cities like Chicago, New York, and San Francisco have plenty of rooms for rent that go for well over $100 per night. 

8. Rent Out Extra Space

You may not have an entire room you can rent, but even if you have some storage space, allows you to rent it out to others in need. 

Common spaces rented through this platform include

  • Storage Space for a Boat or an RV

The platform makes it easy to advertise your unused space so that people nearby can inquire if they’re interested. Also, note that the platform offers insurance that can protect you if some of your client’s items are damaged or stolen while in your care.

How much can you make renting out extra space? It depends on how much space you have to rent and where it’s located. However, shows a range of rental space options that cost anywhere from $20 to $100+ per month.

9. Invest In Dividend Stocks

Investing in dividend stocks is one of the best ways to earn money without a regular job. Many early retirees find a way to live and pay bills based solely on the dividends they receive from various stocks.

But what exactly is a dividend stock? For the most part, they are regular stocks but with a track record of sharing their profits with investors through dividends.

Dividends can also be earned in exchange-traded funds (ETFs) or mutual funds, and they can be significant once you build up a large portfolio.

Since dividends are paid by profitable companies, they tend to be seen as less risky for investors. If you’re curious about what it takes to get started with this strategy, this post explains how to invest in dividend stocks.

10. Get Paid to House Sit

Housesitting is an option if you’re somewhat mobile and can move from place to place. Generally, you can find house-sitting gigs through word of mouth, referrals, or online portals like or Facebook Marketplace.

That said, not all house-sitting gigs are paid. Some offer the potential for exotic travel instead and free lodging for a week to several months.

Either way, a website called TrustedHousesitters is the best place to find house-sitting gigs. Some jobs posted are for house-sitting only, while others require house sitters to provide basic care for pets or plants.

If you have serious wanderlust and want to travel far and wide, this platform can help make it happen. Many gigs posted online are in countries like Australia, Ireland, France, and Switzerland.

11. Take Care of Dogs and Cats

If you love animals and want to earn money taking care of them, several platforms can help turn your dream into a reality.

For example, lets you provide basic care for dogs or cats in your home, or you can pick up dog walking gigs. Another mobile app, called Wag!, lets you do more of the same.

You can set your rates for all types of work through these platforms, and your availability. While earnings vary by location and job, most people watch dogs and cats for anywhere from $40 to $100 per night.

12. Invest in Real Estate

Real estate investing may seem like a pipe dream if you hope to earn income without a job but hear me out. There are many ways to earn income through real estate without owning physical property or dealing with the hassles of being a landlord.

You can invest in real estate investment trusts (REITs) that let you build wealth over time. You can also use a platform called Fundrise to invest in real estate with a minimum investment of $10.

Fundrise lets you purchase eREITs, large investment funds that acquire, own, or operate multi-residential and commercial properties. The income you earn is entirely passive since it handles the work of finding income-producing properties and managing them.

While returns are never guaranteed, Fundrise investors have achieved very solid returns. Investors who use the platform earned an average return of 7.31% in 2020, followed by 22.99% in 2021, 1.50% in 2022 and -7.45% in 2023 (their first down year).

  • * Minimum investment of $10
  • * Open to all investors
  • * Online easy to use site and app
I’ve been investing with Fundrise since 2018. Disclosure: when you sign up with my link, I earn a commission. All opinions are my own.

13. Invest Your Spare Change

woman seated dropping a quarter into a piggy bankwoman seated dropping a quarter into a piggy bank

You can earn income on your spare change by investing it using Acorns. The roundup savings app syncs to your debit or credit card rounds up every purchase you make to the nearest dollar, and invests the difference. Once it’s set up, there’s no work on your part.

Most of the money is invested in ETFs and managed by the world’s top investment firms like Vanguard and BlackRock. While this app makes it easy to invest small amounts of money, it’s not free to use. Personal plans start at $3 per month, while a family plan costs just $5.

14. Complete Basic Tasks On TaskRabbit

If you’re looking for some paid gigs that are relatively easy, consider setting up a profile on TaskRabbit, an online platform that lets you get paid for completing various tasks, such as:

Projects typically pay between $30 and $100, although some pay significantly more than that. TaskRabbit also lets you pick and choose the jobs you want to take on based on your availability so that you can work entirely on your schedule.

15. Sell Photography

If you love taking photographs and have a knack for getting professional-looking images, you can use your skills and expertise to sell photos online.

Websites like Depositphotos and iStockPhoto pay photographers to supply them with stock photos they can sell to writers, publications, and various online platforms.

The best part about this side hustle is that you can get started with the equipment you already have. While you can use a professional camera if you want to, many smartphones take professional-quality photos.

16. Earn a Bank Bonus

Earning a bank bonus is another way to earn money without a regular job, but you’ll need an upfront investment to get started. Most bonus offers require you to deposit a specific amount of money and keep it in your account for up to 12 months.

You may also be required to set up direct deposit to earn a bank bonus, and other terms and conditions may apply.

Where can you find the best bank bonuses? While bonus offers constantly change, you can start by checking with banks like Chase, HSBC, Radius Bank, and Wells Fargo.

17. Flip Furniture

Flipping furniture requires some upfront legwork and potentially even some artistic talent, but you can earn a solid income with this strategy if you know what you’re doing.

Essentially, this side hustle requires you to shop at thrift stores, garage sales, and online platforms to find furniture that will ultimately sell for more than you paid. 

From there, you can sell the furniture as-is or clean it up and paint it with the goal of fetching an even higher price.

18. Drive for Uber or Lyft

You can make money driving for Uber or Lyft on your own time, picking and choosing the days and hours you want to work.

Not only is rideshare work one of the most flexible side hustles, but you can earn $20 per hour and more with tips.


You do need to have a clear driving record, and your car must meet basic requirements for either platform.

19. Sell Stuff You Own

two men shaking hands one is holding a biketwo men shaking hands one is holding a bike

If you are low on free time but still want to make money without a job, consider selling stuff you don’t need. An array of online platforms makes it a breeze, although some platforms work better for selling.

For example, you can use Poshmark to earn money selling used clothing and accessories, while used electronics tend to sell best on platforms like, Decluttr, BuyBackWorld, and Gazelle.

If you have home decor, furniture, or workout equipment to sell, you’ll almost always do better unloading those items locally on Facebook Marketplace.

20. Start a YouTube Channel

Starting a YouTube channel is another way to earn money without a job, but that doesn’t mean it’s not work. The fact is, that creating quality videos and building an audience takes a lot of creativity and time. Plus, not everyone who tries to build a YouTube channel will succeed.

That said, you can earn income without a regular job. I know because I have done it with my YouTube channel, Wealth Hacker

How much you can earn on YouTube varies quite a bit, but it’s possible to earn thousands of dollars per month. If you’re curious about monetizing videos, my in-depth guide will show you how to make money on YouTube.

21. Donate Plasma

Donating plasma is a unique way to earn money without a job, although it’s not very glamorous. makes it easy to find plasma donation centers in your area, and you can earn as much as $100 for your first donation.

That said, subsequent plasma donations typically earn closer to $50. You’ll also be limited by the number of times you can donate plasma within a month. However, it’s possible to use this side gig to earn an extra $500 per month, which you can use to supplement your primary income.

22. Become a Crowdworker

If you are willing to complete various tasks that help regular workers do their jobs, consider becoming a crowd worker. This gig will have you finishing up to-do lists of jobs that don’t require specific technical skills.

For example, you may get paid to proofread documents, label images, update a resume, complete a form, or complete a data entry assignment.

Several platforms help you find crowd-working gigs, but the best ones include Microworkers and Clickworker

23. Shop for Groceries

If you want to do something simple that will get you moving, consider delivering groceries using apps like Instacart or Shipt. You get paid hourly, plus tips and all you have to do is head to the store, purchase groceries according to a list, and deliver them to people in your neighborhood.

The gig is extremely flexible, similar to driving for Uber or Lyft.

24. Deliver Packages With Amazon Flex

Another non-job gig lets you get paid to deliver packages for You can do this through a platform called Amazon Flex, which promises its drivers anywhere from $18 to $25 per hour

Unlike a regular Amazon job, Flex lets you pick the day and the hours you want to work. To get started, you need to create a free account, get approved, and start reserving blocks of time you want to deliver packages. 

25. Sell Unwanted Gift Cards

a stack of gift cards sitting on top of hundred dollar billsa stack of gift cards sitting on top of hundred dollar bills

Finally, you can earn money by selling unwanted or unused gift cards in your possession. This hustle is made easy thanks to platforms like and

You won’t get the total value of your gift cards, but you should get 90% or more of the gift card balance for each card you sell. While selling gift cards for less than their total value may not seem ideal, it’s better than not using them and getting nothing in return.

26. Take Online Surveys

Finally, you can earn small amounts of money by signing up with the best online survey sites. Not only is this side hustle as easy as it gets, but you can participate and get paid during your spare time and even on your phone.


Survey Junkie is the best online survey site since you can redeem the points you earn for transfers to a PayPal account, a bank transfer, or Walmart purchases, iTunes purchases, and more.

Other online survey sites to check out include the following:

With all this being said, you’ll want to keep in mind that most surveys only pay a few bucks and that some only pay you with gift cards, while others offer the option for PayPal transfers. Make sure you understand how each survey site works and how you get paid before you sign up.

Final Thoughts on Making Money Without a Job

There you have it, 26 ways to make money without a job. While many of the jobs on our list won’t replace your 9-5, they can be a great way to increase your income so you can pay off debt or break the cycle of living paycheck to paycheck.

Check out the video below if you’re looking for even more ways to make money.

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